THE AMERICAN DREAM NEVER DID EXIST.

THE WHOLE CONCEPT WAS JUST A GIANT MARKETING SCAM BASED ON THE DEBT OF AMERICAN CITIZENS.

STUDENT LOAN DEBT

Before we know who we are, we're instructed to decide what we want to be for the rest of our lives. Then, right out of high school, while we?re still basically children in the eyes of the law, we?re convinced to take on 4, 5, or 6 figure student loan debt. According to savingforcollege.com the average student loan for a bachelor's degree is $29,900.

This student loan debt enables the debtor to earn enough money to pay off the student loan debt, plus all of the other debt that will be recommended.

AUTOMOBILE DEBT

Your new sense of freedom comes with the need to gift yourself a set of wheels (it's so BIG that if you live in Texas you need wheels to get around). The average new car cost in Texas according to usatoday.com is $48,162. the average used car is $34,006. A 2-5 year commitment. 

MARITAL DEBT

 

 

The average wedding according to we-doweddings.com, is $30,200. Estimates given by baywoodweddings.com sets the average wedding cost at $33,900 (both prices include the engagement and wedding rings)

FAMILY DEBT

So now you have a helpmate who needs a space where she can plant flowers and raise her children. Coming soon to bedrooms near yours; 2.3 children!

To accommodate your growing family you move from your apartment into a house complete with 2-car garage, and 20-year obligation.

According to Zillow the typical single family home in Texas is $257,628.

According to ZipRecruiter, the average starting salary for a bachelor's degree in Texas is around $47.790 (nationwide it's $58,921).

The value of the house is twice as much as your combined annual incomes.

 

???????????????????Along the way the house and cars will be upgraded,

Memorable vacations will be planned and funded. College funds will be set aside, and things that you never saw coming will show up on your doorsteps. And there will be stuff. Through relentless marketing we?re told we need stuff to be happy. So we pursue our happiness from one retail outlet to the next, collecting stuff, stuff that keeps us short on money, long on debt, and ever dependent on a job to pay for it.

All added to the student loan debt.

The American Dream is funded by 30+ years of debt. 

We entered a world where our life's design was already made, and attached to a system of constant pressure that is so wrong for us that the heart attack rate increases by 35% on Monday morning.

My argument is not that there is something wrong with the expenses associated with the American Dream.

Of course you want her to have a diamond.

Of course you want to provide the basics to maintain human dignity.

Of course you want to create lasting memories.

???????My argument is, there is something wrong with the way we were taught to finance those things. 62% of Americans agree that there is a better way to finance life. For that 62%, I want to get you to thinking along fresh new lines about money, like where it is and how to get it. So you can stop doing this,

And start doing this.

I can show you how. Join me in the Member's Area